A mortgage is a sum of money borrowed from a bank or building society in order to purchase a property. The money is then paid back to the Lender over fixed period of time together with accrued interest.
There are many different types of mortgages and there will be one out there that best suits your requirements. To make the most of your mortgage, you need to minimise the amount of interest that you pay.
Buying your first home can seem a daunting prospect. We’re here on hand to take you through the entire process right from the initial stages. We’ll help you ascertain a budget based on your current circumstances, which will in turn allow us to set you an accurate price range to find that ideal first home. From agreeing your offer, we’ll handle your application and guide your right through to Exchange of Contracts and Completion.
There are many reasons why you may be looking to refinance your home so talk to us today about your options. Remortgaging conversations are often a great time to re-assesses current financial situations as our clients are often surprised with how many options they have!
With many new housing sites appearing in your area, talk to us today about ensuring you’re fully in the know of your options. With many builders’ incentives, part exchange and assisted moves on offer from most major builders, let us support your plans by looking at your individual situation and ensure the process goes quickly and smoothly.
With a Help to Buy: Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest. You won’t be charged loan fees on the 20% loan for the first five years of owning your home.
The scheme is currently available to First Time Buyers and Homemovers (as long as this is your only property and you are selling your current residence). Talk to us today to see if Help to Buy is right for you!
More information about Help to Buy.
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